Reserve Bank of India & State Gazetted ScheduleFull Year 2026
Bank Holidays 2026 in India (Today, State-wise & Monthly Calendar)
Check complete public and private bank closures in India for 2026. Track whether banks are open today or tomorrow, view the mandatory RBI 2nd & 4th Saturday schedule, explore state-specific festivals across Maharashtra, Karnataka, Delhi, and Tamil Nadu, and plan corporate payroll disbursements seamlessly.
Today in IndiaSaturday, 31 Oct 2026
Banks Open Today
Normal Banking Working Day
TomorrowSunday, 1 Nov 2026
Banks Closed Tomorrow
Sunday Weekly Bank Closure
Next HolidayIn 1 Days
Kannada Rajyotsava / Haryana Day
01 Nov 2026 (Sunday) • State Formation Day
Complete 2026 Bank Holidays Calendar
Showing 61 holidays matching your criteria across Indian states and RBI schedules
Filter by Month (2026)
| Date | Day | Holiday Name | Type | Applicable States | Long Weekend |
|---|---|---|---|---|---|
| 01 Jan 2026 | Thursday | New Year's Day Celebration of the first day of the Gregorian year. Observed by banks across several states. | Bank Holiday | All India, Northeast, Rajasthan, Telangana, Tamil Nadu, Goa, Karnataka | — |
| 10 Jan 2026 | Saturday | 2nd Saturday Bank Holiday RBI mandated bank closure on the 2nd Saturday of the month under Section 25 of the Negotiable Instruments Act. | RBI Mandated Holiday | All India | — |
| 14 Jan 2026 | Wednesday | Makar Sankranti / Pongal / Uttarayan Harvest festival marking the transition of the Sun into Makara rashi. Celebrated widely across southern, western, and northern states. | Major Festival Holiday | Karnataka, Tamil Nadu, Andhra Pradesh, Telangana, Gujarat, Maharashtra, Rajasthan | — |
| 15 Jan 2026 | Thursday | Thiruvalluvar Day / Magh Bihu Celebrated in Tamil Nadu in honor of saint Thiruvalluvar; also observed as Magh Bihu in Assam. | State Festival | Tamil Nadu, Assam, Puducherry | — |
| 23 Jan 2026 | Friday | Netaji Subhash Chandra Bose Jayanti / Vasant Panchami Parakram Diwas honoring Netaji Subhas Chandra Bose and goddess Saraswati puja. | State / Cultural Holiday | West Bengal, Odisha, Tripura, Punjab, Haryana | 3-Day Break |
| 24 Jan 2026 | Saturday | 4th Saturday Bank Holiday RBI mandated bank closure on the 4th Saturday of the month under Section 25 of the Negotiable Instruments Act. | RBI Mandated Holiday | All India | 3-Day Break |
| 26 Jan 2026 | Monday | Republic Day Mandatory National Holiday honoring the date on which the Constitution of India came into effect in 1950. All public & private banks closed nationwide. | National Gazetted Holiday | All India | 3-Day Break |
| 01 Feb 2026 | Sunday | Guru Ravidas Jayanti Birthday of Guru Ravidas celebrated widely across North India. | Regional Holiday | Punjab, Haryana, Chandigarh, Himachal Pradesh, Delhi | — |
| 14 Feb 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory all-India bank closure on 2nd Saturday. | RBI Mandated Holiday | All India | — |
| 15 Feb 2026 | Sunday | Maha Shivaratri Annual Hindu festival in reverence of Lord Shiva. Banks closed in majority of Indian states. | Major Festival Holiday | All India, Maharashtra, Karnataka, Gujarat, Uttar Pradesh, Telangana, Madhya Pradesh, Delhi | — |
| 19 Feb 2026 | Thursday | Chhatrapati Shivaji Maharaj Jayanti Birth anniversary of the founder of the Maratha Empire. Gazetted public holiday in Maharashtra. | State Holiday | Maharashtra | — |
| 28 Feb 2026 | Saturday | 4th Saturday Bank Holiday Mandatory all-India bank closure on 4th Saturday. | RBI Mandated Holiday | All India | — |
| 03 Mar 2026 | Tuesday | Holi (Dhulandi) Festival of colors celebrated across India. Banks closed in North, West, East and Central India. | Major National Festival | All India, Maharashtra, Delhi, Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh, Haryana, Punjab, Bihar, West Bengal | — |
| 14 Mar 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 19 Mar 2026 | Thursday | Gudi Padwa / Ugadi / Chaitra Sukladi Traditional New Year day for Maharashtra (Gudi Padwa), Karnataka, Telangana & Andhra Pradesh (Ugadi). | Regional New Year Holiday | Maharashtra, Karnataka, Telangana, Andhra Pradesh, Goa | — |
| 21 Mar 2026 | Saturday | Eid-ul-Fitr (Ramzan Id) Marks the end of the sacred month of Ramadan. Banks closed across almost all states in India. | Major Gazetted Holiday | All India | — |
| 27 Mar 2026 | Friday | Ram Navami Birth anniversary of Lord Rama. Celebrated with bank holidays in numerous Indian states. | Major Festival Holiday | All India, Uttar Pradesh, Maharashtra, Gujarat, Madhya Pradesh, Rajasthan, Delhi, Bihar, Telangana | 3-Day Break |
| 28 Mar 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | 3-Day Break |
| 31 Mar 2026 | Tuesday | Mahavir Jayanti Birth anniversary of Lord Mahavira, the twenty-fourth Tirthankara of Jainism. | Gazetted Religious Holiday | All India, Delhi, Gujarat, Maharashtra, Rajasthan, Madhya Pradesh, Karnataka | — |
| 01 Apr 2026 | Wednesday | Annual Bank Closing (Account Closing) Annual accounting closure day for all commercial, cooperative and public sector banks. Branches closed to public transactions nationwide. | RBI Mandatory Closure | All India | — |
| 03 Apr 2026 | Friday | Good Friday Christian holiday commemorating the crucifixion of Jesus Christ. Banks closed across almost all Indian states. | Gazetted Holiday | All India | 3-Day Break |
| 11 Apr 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 14 Apr 2026 | Tuesday | Dr. B.R. Ambedkar Jayanti / Tamil New Year / Bohag Bihu Birth anniversary of the principal architect of the Indian Constitution, coinciding with Tamil New Year (Puthandu) and Bengali New Year (Poila Boishakh). | Major Gazetted Holiday | All India, Maharashtra, Tamil Nadu, Karnataka, West Bengal, Uttar Pradesh, Assam, Telangana, Andhra Pradesh, Kerala | — |
| 25 Apr 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 01 May 2026 | Friday | May Day / Maharashtra Day International Workers' Day and celebration of Maharashtra statehood day. | State / Labor Day Holiday | Maharashtra, Tamil Nadu, Karnataka, Kerala, West Bengal, Telangana, Andhra Pradesh, Goa, Assam, Bihar | 3-Day Break |
| 09 May 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 23 May 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 27 May 2026 | Wednesday | Bakrid / Eid-ul-Adha Feast of the Sacrifice commemorated by Muslims worldwide. Banks closed nationwide. | Major Gazetted Holiday | All India | — |
| 31 May 2026 | Sunday | Buddha Purnima Celebration of the birth, enlightenment, and death of Gautama Buddha. | Gazetted Holiday | All India, Delhi, Maharashtra, Uttar Pradesh, West Bengal, Madhya Pradesh, Haryana | — |
| 13 Jun 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 25 Jun 2026 | Thursday | Muharram (Ashura) Tenth day of Muharram observed by Muslims. Banks closed in major states. | Gazetted Holiday | All India, Maharashtra, Delhi, Karnataka, Telangana, Uttar Pradesh, Gujarat, Rajasthan | — |
| 27 Jun 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 11 Jul 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 25 Jul 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 08 Aug 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 15 Aug 2026 | Saturday | Independence Day Mandatory National Holiday commemorating the nation's independence from the United Kingdom in 1947. All banks closed nationwide. | National Gazetted Holiday | All India | — |
| 22 Aug 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 26 Aug 2026 | Wednesday | Milad-un-Nabi (Id-e-Milad) Observance of the birthday of the Islamic prophet Muhammad. | Gazetted Holiday | All India, Maharashtra, Telangana, Karnataka, Delhi, Uttar Pradesh | — |
| 28 Aug 2026 | Friday | Raksha Bandhan Celebration of sibling bond. Observed as bank holiday in North, West, and Central India. | Major Cultural Holiday | Gujarat, Rajasthan, Madhya Pradesh, Uttar Pradesh, Haryana, Uttarakhand | 3-Day Break |
| 04 Sep 2026 | Friday | Janmashtami (Krishna Janmashtami) Celebration of the birth of Lord Krishna. Banks closed across North, West, Central and South India. | Major Festival Holiday | All India, Maharashtra, Gujarat, Delhi, Uttar Pradesh, Rajasthan, Madhya Pradesh, Haryana, Telangana, Tamil Nadu | 3-Day Break |
| 12 Sep 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 14 Sep 2026 | Monday | Ganesh Chaturthi (Vinayaka Chavithi) Celebration of the arrival of Lord Ganesha to earth. Massive public & bank holiday in Maharashtra, Goa, Karnataka, Telangana, Andhra Pradesh, Gujarat. | Major Festival Holiday | Maharashtra, Goa, Karnataka, Telangana, Andhra Pradesh, Gujarat, Odisha, Tamil Nadu | 3-Day Break |
| 26 Sep 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 02 Oct 2026 | Friday | Mahatma Gandhi Jayanti Mandatory National Holiday honoring Mahatma Gandhi's birth anniversary. All banks and public institutions strictly closed nationwide. | National Gazetted Holiday | All India | 3-Day Break |
| 10 Oct 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 19 Oct 2026 | Monday | Maha Navami / Durga Puja Ninth day of Navaratri and celebration of Durga Puja in East and South India. | Major Festival Holiday | West Bengal, Assam, Odisha, Tripura, Bihar, Jharkhand, Karnataka, Tamil Nadu | 3-Day Break |
| 20 Oct 2026 | Tuesday | Dussehra (Vijaya Dashami) Triumph of good over evil. Banks closed across almost all states in India. | Major National Festival | All India | — |
| 24 Oct 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 26 Oct 2026 | Monday | Maharishi Valmiki Jayanti / Sharad Purnima Birth anniversary of Maharishi Valmiki and Sharad Purnima. Celebrated and observed as a public and bank holiday across Delhi, Punjab, Haryana, Karnataka, and Himachal Pradesh. | Public Festival Holiday | Delhi, Punjab, Haryana, Chandigarh, Karnataka, Himachal Pradesh, Madhya Pradesh | 3-Day Break |
| 28 Oct 2026 | Wednesday | Karva Chauth Traditional fasting and festival celebration observed widely across Northern and Western India. | Regional Festival Holiday | North India, Delhi, Punjab, Haryana, Rajasthan, Uttar Pradesh, Himachal Pradesh | — |
| 01 Nov 2026 | Sunday | Kannada Rajyotsava / Haryana Day State formation celebration in Karnataka and Haryana. | State Formation Day | Karnataka, Haryana | — |
| 08 Nov 2026 | Sunday | Diwali (Deepavali / Laxmi Pujan) Festival of lights celebrated throughout India. Public banks and institutions closed. | Major National Festival | All India | — |
| 09 Nov 2026 | Monday | Govardhan Puja / Diwali Balipratipada / New Year Day following Diwali celebrated with Gujarati New Year and Govardhan Puja in North and West India. | Festival Holiday | Gujarat, Maharashtra, Rajasthan, Uttar Pradesh, Madhya Pradesh, Karnataka | 3-Day Break |
| 10 Nov 2026 | Tuesday | Bhai Dooj / Chitragupta Puja Celebration of the brother-sister bond. Bank holiday in North and West states. | Festival Holiday | Uttar Pradesh, Gujarat, Rajasthan, Madhya Pradesh, Bihar, West Bengal | — |
| 14 Nov 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 15 Nov 2026 | Sunday | Chhath Puja (Evening Arghya) Sun worship festival observed prominently in Bihar, Jharkhand, Eastern UP, and Delhi. | Major Regional Festival | Bihar, Jharkhand, Uttar Pradesh, Delhi | — |
| 24 Nov 2026 | Tuesday | Guru Nanak Jayanti (Gurpurab) Birth anniversary of the founder of Sikhism, Guru Nanak Dev Ji. Banks closed nationwide. | Major Gazetted Holiday | All India, Punjab, Haryana, Chandigarh, Delhi, Maharashtra, Uttar Pradesh, Rajasthan | — |
| 28 Nov 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 12 Dec 2026 | Saturday | 2nd Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | — |
| 25 Dec 2026 | Friday | Christmas Day Celebration of the birth of Jesus Christ. Banks and financial institutions closed nationwide. | Major Gazetted Holiday | All India | 3-Day Break |
| 26 Dec 2026 | Saturday | 4th Saturday Bank Holiday Mandatory bank closure across India. | RBI Mandated Holiday | All India | 3-Day Break |
RBI Banking Regulation
RBI 2nd & 4th Saturday Bank Holidays Schedule (2026)
As per the Reserve Bank of India notification under Section 25 of the Negotiable Instruments Act, 1881, all scheduled commercial banks (public, private, cooperative, and regional rural banks) remain closed on the 2nd and 4th Saturdays of every month. Banks operate for full working hours on the 1st, 3rd, and 5th Saturdays.
January 2026
10 Jan2nd Sat
24 Jan4th Sat
February 2026
14 Feb2nd Sat
28 Feb4th Sat
March 2026
14 Mar2nd Sat
28 Mar4th Sat
April 2026
11 Apr2nd Sat
25 Apr4th Sat
May 2026
09 May2nd Sat
23 May4th Sat
June 2026
13 Jun2nd Sat
27 Jun4th Sat
July 2026
11 Jul2nd Sat
25 Jul4th Sat
August 2026
08 Aug2nd Sat
22 Aug4th Sat
September 2026
12 Sep2nd Sat
26 Sep4th Sat
October 2026
10 Oct2nd Sat
24 Oct4th Sat
November 2026
14 Nov2nd Sat
28 Nov4th Sat
December 2026
12 Dec2nd Sat
26 Dec4th Sat
How Bank Holidays Affect Payroll & Salary Disbursements in India
For HR managers, accountants, and finance leaders, bank holidays directly impact employee attendance reconciliation, overtime computation, and bulk salary payment files.
1
NEFT & RTGS Clearing (24x7 vs Branch Advice)
While electronic NEFT and RTGS operate round-the-clock, corporate salary upload bulk files submitted via physical branch cheques or offline banking desks require active clearing days.
2
NACH Mandate & Loan Deduction Cycles
Recurring NACH debit mandates for employee advances, company loans, and TDS/EPF challan clearance fail or get delayed when scheduled on RBI settlement holidays.
3
Multi-Location Branch Holiday Rosters
Companies with offices across Mumbai, Bangalore, Delhi NCR, and Chennai must apply state-specific holiday lists to avoid wrongful Loss of Pay (LOP) or sandwich rule deductions.
Automated Holiday Calendars in MicroPlesk HRMS
MicroPlesk lets you assign branch-specific holiday lists, sync with biometric punches, and generate 1-click Bank Advice CSV payouts.
Frequently Asked Questions (Bank Holidays 2026 India)
Are banks open on the 1st, 3rd, and 5th Saturdays in India?
Yes. Commercial and public sector banks in India operate for full working hours on the 1st, 3rd, and 5th Saturdays of every month. Banks remain closed to the public only on the 2nd and 4th Saturdays under RBI guidelines.
What are the 3 mandatory National Holidays in India?
India has three compulsory National Gazetted Holidays observed across all states and Union Territories: Republic Day (26 January), Independence Day (15 August), and Mahatma Gandhi Jayanti (2 October). All banks, schools, government offices, and institutions remain closed.
Do online banking services (IMPS, UPI, NEFT) work on bank holidays?
Yes. Digital banking services such as UPI (Unified Payments Interface), IMPS (Immediate Payment Service), mobile banking apps, ATMs, and 24x7 online NEFT and RTGS clearing remain fully operational on bank holidays and Sundays. However, physical branch visits, cheque clearances, and manual RTGS counters are unavailable.
Why do bank holidays differ from state to state in India?
Bank holidays in India are notified under Section 25 of the Negotiable Instruments Act, 1881. While national holidays apply everywhere, regional festivals (such as Pongal in Tamil Nadu, Chhath Puja in Bihar, Onam in Kerala, and Gudi Padwa in Maharashtra) are declared by respective state governments and regional RBI offices.
How can HR software automate state-wise holiday calendars?
Modern HRMS platforms like MicroPlesk allow businesses to configure location-specific holiday lists mapped to each branch office. When calculating monthly employee attendance, biometric punches, overtime, and statutory payslips, the system automatically factors in the correct state holidays without manual spreadsheet adjustments.
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Sync biometric machines & mobile punches with branch holiday rosters.